Payday Locker provides an invitation to send us a loan application, not an offer to make a loan.
Payday Locker is not a lender, loan broker or agent for any lender or loan broker and does not make credit decisions. We are a referral service that may be able to connect you with a participating lender in our network. There is no guarantee we will be able to match you with a lender
Each lender in our network may have different terms, conditions and/or policies that may apply to your loan, including Annual Percentage Rates (APRs). Residents of some states may not be eligible for some or all short term, small dollar loans. Loans from states having no limiting laws and/or loans from lenders that are not governed by limiting laws may have even higher APRs than loans governed by limiting laws. You should review any such terms the lender provides you carefully before making a decision. You are not obligated to accept any loan offered to you. For details and questions regarding any loan offer, loan terms, repayment, APRs, and other policies please contact your lender directly. Lenders in our network may perform credit checks with credit reporting bureaus or obtain consumer reports, typically from alternative providers to determine credit worthiness, and to verify your identity and the information you provide. Short term loans are not intended to be a solution for debt and credit difficulties. Consider seeking professional financial and/or legal advice regarding your financial needs, risks and alternatives to short term loans